Want more? Set up direct deposit of your paycheck and follow up with automatic transfers to make loan payments or build your "rainy day" savings.

Free Checking

• No minimum balance requirement
• No monthly maintenance fee
• Unlimited check writing
• Free Visa Check Card
• Free access to Billings Federal ATMs
• Free (foreign) ATM Transactions*
• Free Internet Banking and Bill Pay
• Free 24-Hour Phone Banking
• Overdraft Protection Available**

Premium Checking

• Includes Free Checking Benefits, PLUS
• .25% consumer loan discount (some restrictions apply)
• .10% interest rate premium on share certificates (terms of one year or more)
• Earns market rate of interest (min. balance required)
• First box of check is free (Liberty Gold Plus)
• No monthly service charge with $1000 minimum or $5 per month

50Plus Checking

• For Members 50 and Above
• No minimum balance requirement
• No monthly maintenance fee
• Unlimited check writing
• .10% interest rate premium on share certificates (terms of one year or more)
• Earns market rate of interest
• Free checks (Liberty Gold Plus)
• Free Traveler's Checks
• Free Cashier's Checks
• Free Visa Check Card
• Free Access to Billings Federal ATMs
• Free (Foreign) ATM Transactions*
• Free Internet Banking and Bill Pay
• Free 24-Hour Phone Banking
• Overdraft Protection Available**

Student Checking

• For Members age 12-19, up to age 24 if enrolled in school.
• Includes Free Checking benefits and more...

For an info-packed page about checking, including a calculator to help you balance your account, check out "The Balancing Act" at Googolplex, our online magazine.

Planning your future? Students and parents alike can get valuable help about “Mapping Your Future”. You'll find information about careers, colleges, and financial aid for higher education.

*Three free per month; $1 thereafter. **Subject to approval.