A $25 deposit opens the door to
your Credit Union membership. All savings
accounts will receive quarterly statements
(monthly statements with a Checking account).
Dividends on all accounts are compounded and
paid monthly on an average daily balance. Payday
or Automatic Transfer services are available.
Your savings are federally insured to $100,000
by the National Credit Union Administration, a
U.S. Government Agency.
Take a look at our
Savings Rates on-line or call us at (406)
248-1127. To calculate your return on
investments, try our
Savings
and Loan Calculator
A Share Savings account at your Credit Union
opens the door to your membership.
- $25 Minimum*
- Dividends Compound Monthly
*Fees may apply to single service accounts under
$300.
Get your savings plan off the sofa and into
action! These accounts are designed to reward
regular, automatic deposits to savings accounts
with an attractive,
balance-building dividend
rate.*
- $20 minimum monthly automatic deposit
required
- For the first two years, a $25 access
fee is accessed for all withdrawals
- Minimum to open $5, maximum opening
deposit is $500
- Account types for Regular Savings,
Education Savings, or Roth and Traditional
IRA accounts
Additional restrictions may apply. There is a
$2500 maximum balance. See a
Financial Service Representative for complete
details.
The Priority Account pays you higher dividends
than a regular share account, at the same time
leaving you access to your money. Add to it at
any time, and withdraw without penalty.
- $2500 Minimum Balance to earn dividends
- $500 Minimum Withdrawal
- Dividends Compound Monthly
This is a great place to keep funds that you may
need to access or to add to while you build
balances to roll into certificates at a later
date.
Make saving easy - set up an
automatic transfer to a Priority Account.
Current rates
Guarantee your dividends and interest rate by
investing in insured Share Certificates.
- Flexible terms with maturities starting
at just 3 months
- Minimum deposit varies
- Step-Up Certificates - Add new money to
the current balance of an existing
certificate and you may be eligible for an
increase in the rate for the remaining term.
Ask a Financial Service Representative for
details.
- Penalty for early withdrawal
Certificate Rates
Make TODAY the day you start saving for
tomorrow, with a Credit Union IRA.
- No Annual Fee or Maintenance Fee
- Dividends Compound Monthly
- Automatic Transfer Contributions Can Be
Set Up
- Choose Your Investment Type:
- IRA Share Accounts - a great place to start
your retirement savings. Start with $50 and add
to it as you go.
- IRA Share Certificates of Deposit - earn
higher dividends at a fixed rate and term.
- Market Index Certificates -
earnings are determined base upon a
percentage of the Dow Jones Industrial
Average over a specified term, with no risk of
losing principle.
Save for next year's Christmas season, or your
next vacation and earn interest on your
deposits!
Cubby Savings is designed to teach children good
savings habits. See Cubby
Times for the latest happenings for Cubby
members.
- For children ages 0-12
- Minimum deposit of $5.00 to open
- Deposit incentives - Club members are
rewarded with "Cubby Bucks" for each
deposit. These can be redeemed for a variety
of items kids love: Backpacks, caps,
calculators, and more.
- Quarterly newsletter
- Dividends are paid when the account
balance reaches $25 or more.
Student Savings is for teens age 12-19 or up
to age 24 if attending school. From savings and
checking to a teen's first loan, BFCU has
services to meet the growing needs of young
adults.
Cubby and Student Share Certificates
- $100 Minimum deposit
- Choose six month or twelve month
maturity
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